Nfq introduces Alquid: our comprehensive platform for advanced balance management

At NFQ, we are pleased to announce the strategic advancement of Alquid, our comprehensive Treasury and Finance Risk platform, designed to become the leading market solution for financial institutions seeking agile, proactive, and data-driven balance management.

A platform for comprehensive and advanced management

Alquid enables institutions to adopt a comprehensive and proactive approach to balance management, incorporating:

• Dynamic simulation and projection across multiple scenarios.
• Advanced analysis of structural risk in rates, liquidity, and behavior.
• Forward-looking financial planning aligned with strategic objectives.
• Regulatory and management reporting with full traceability.
  

Alquid’s modular and flexible design facilitates implementation in organizations of various sizes, providing a holistic and real-time view of the balance sheet.

A leading proposition in solutions and platforms

With this initiative, Nfq strengthens its position as a leading firm in technological solutions and platforms for risk, treasury, and financial planning.
Our goal is clear: to provide clients with a modern, transparent, and highly configurable alternative, overcoming the limitations of traditional systems.

The combination of specialized consulting, advanced analytics, and proprietary technology makes Alquid a robust platform, ready to support institutions in their current and future challenges.

A comprehensive solution within an integrated Nfq offering

Alquid is part of Nfq’s strategy to offer:

• Specialized advisory in risk, treasury, regulation, and planning.
• Proprietary technological solutions, aligned with industry best practices.
• An end-to-end approach, from the design of models and processes to their execution on a modern platform.
  

This vertical integration allows us to offer complete and consistent coverage, providing efficiency, methodological consistency, and a unified client experience.

The market-leading integrated Treasury and Finance Risk platform

With Alquid, Nfq consolidates a long-term commitment: to develop the market-leading comprehensive platform, capable of addressing the regulatory, strategic, and management challenges faced by financial institutions in a constantly evolving environment.

All our solutions coexist under the ALQUID platform:

• Capital Planning: Comprehensive calculation and projection of capital requirements, integrating risks, provisions, and profitability, while complying with regulatory methodological requirements.
• Net Zero: Estimates climate-related metrics for your loan portfolio, enabling detailed monitoring of key indicators such as financed emissions and emission intensity, along with aggregated portfolio-level data.
• Data Flow: Streamlines and simplifies the processing and management of large volumes of data with a fast, flexible, and easy-to-use tool, ensuring user understanding regardless of technical expertise.
• FP&A: Determines capital, liquidity, and funding needs to define business plans at the balance sheet and P&L level, using RoE and liquidity decomposition.
• FTP: Manages your balance sheet and optimizes product mix by setting appropriate incentives for business lines, while confidently assigning prices and transferring structural risks to Treasury.
• IRRBB: Empowers your ALM team to move from operational reporting tasks to strategic balance sheet analysis using value and income metrics.
• Liquidity: Enables precise liquidity planning by optimizing HQLA, projecting LCR and NSFR metrics, and adapting to digital customer behavior through behavioral models and stress testing.
• Market Risk: Confidently values your portfolio transactions while managing overall portfolio risk through stress testing.

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New image, new website, and new digital presence

The evolution of ALQUID has not only been technological and functional. This year, we have taken a further step in its positioning within our identity:

At Nfq, we are available to our clients and partners to present Alquid, explore use cases, and support them in evolving toward a more dynamic, strategic, and forward-looking balance management model.